Simple+ Financial Planning and Wealth Management

Stay on Course with Precision Planning

At Keep It Simple Financial Planning, we believe your financial plan should evolve with your life and goals. Our Simple+ Financial Planning and Wealth Management service is designed to provide proactive, personalized guidance, ensuring your retirement vision stays on track through life’s changes.

Key Features of Our Simple+ Service

  • Dynamic and Personalized Planning

    Regular Reviews: Quarterly or bi-annual check-ins ensure your strategy remains aligned with your goals.

    Adaptability: Life changes and market shifts are inevitable. We adjust your plan proactively, keeping it relevant to your current needs and future aspirations.

    Proactive Alignment: We don’t just react to changes; we anticipate them, treating your financial plan as a living, breathing roadmap to your retirement goals.o your retirement goals, risk tolerance, and lifestyle aspirations.

  • Smart Investing for Steady Growth

    Low-Cost, Science-Driven Solutions: We use tax-efficient, low cost ETFs and Mutual Funds, grounded in academic research, to keep costs low and performance high.

    Personalized Portfolios: Investment strategies tailored to your goals, risk tolerance, and lifestyle aspirations.

    Tax-Savvy Approaches: Through Roth conversions, smart asset location and tax-efficient withdrawals, we maximize growth while minimizing tax impact.

    Dynamic Rebalancing: Regular portfolio adjustments to keep your investments aligned with your evolving needs.

    Diversification: Risk management through carefully balanced portfolios to protect against market volatility.

  • Comprehensive Tax Optimization

    We believe smart tax planning is a cornerstone of financial success. Our strategies include:

    Roth Conversions: Reduce future tax liabilities for tax-free growth.

    Bracket Management: Avoid tax pitfalls while preserving income.

    Charitable Giving: Use Qualified Charitable Distributions (QCDs) for tax-efficient philanthropy.

    Social Security and RMD Planning: Minimize tax burdens on retirement income.

    Tax-Loss Harvesting: Offset capital gains and reduce taxable income.

  • Sustainable Retirement Spending

    Navigate retirement with confidence using our Simple Spending Guardrails strategy:

    Customized Withdrawals: Maximize income while preserving your nest egg.

    Inflation Protection: Safeguard purchasing power to maintain your lifestyle.

    Social Security and Pension Integration: Maximize your guaranteed income sources through strategic integration.

    Regular Adjustments: Adapt to lifestyle changes, inflation, and market shifts to ensure long-term financial security.

  • Robust Risk Management

    Protect your financial future with strategies that address:

    Longevity Planning: Ensure your savings last a lifetime.

    Market Volatility: Mitigate risks from market swings with diversified investments.

    Healthcare Costs: Plan for medical expenses and long-term care.

    Estate Planning: Preserve your legacy with thoughtful strategies.

    Insurance Analysis: Evaluate and optimize your coverage for unexpected events.

  • How It Works: Building Your F.O.R.T.R.E.S.S. Plan

    Our F.O.R.T.R.E.S.S. Plan simplifies every aspect of your financial life, ensuring peace of mind and a secure future.

    F - Financial Optimization: Align your assets to support your goals.

    O - Opportunity Discovery: Identify opportunities during our Vision Safari to uncover paths to your dreams.

    R - Risk Management: Protect your financial well-being with smart, secure strategies.

    T - Tax Efficiency: Reduce your tax burden with straightforward, effective strategies.

    R - Retirement Strategies: Create a clear Treasure Map for your golden years.

    E - Estate Planning: Simplify and protect your legacy.

    S - Simplification: Strip away complexity for clarity and confidence.

    S - Security: Regular checkpoints ensure your plan adapts to life’s changes while staying simple and strong.

Why Choose Keep It Simple Financial Planning?

  • Open Door Communication: We’re always here for you, with unrestricted access to your advisor for questions or guidance.

  • Education and Empowerment: Understand your financial plan with straightforward explanations.

  • Proactive Partnership: We’re more than advisors—we’re your partners, committed to supporting you every step of the way.

Let’s Build Your Financial Fortress Together

With Keep It Simple Financial Planning, your retirement strategy is more than a plan—it’s your roadmap to a secure, fulfilling future.

Schedule Your Retirement Vision Discovery Session Today and take the first step toward a simplified, confident financial journey.