Simple+ Financial Planning and Wealth Management

Our "Simple+" Financial Planning and Wealth Management service is an ongoing, comprehensive engagement designed for clients who want a dedicated CERTIFIED FINANCIAL PLANNER™ professional to guide them through the implementation and continuous monitoring of their financial plan. This service is ideal for clients who are in retirement or transitioning into retirement in 5 years or less and value the peace of mind that comes with having a trusted financial expert manage their wealth and optimize their financial situation throughout retirement.

Key Features

  • Stay on Course with Precision Planning

    Frequency:

    • Quarterly or Bi-Annual Strategic Reviews: We provide proactive oversight to keep your financial strategy on track.

  • Our proprietary Guardrails and income maximization process helps you optimize your retirement spending, ensuring you make the most of your hard-earned wealth.

  • Implement a tailored investment strategy designed to target higher expected returns while managing risk.

  • Our team will employ advanced tax optimization strategies to maximize your after-tax wealth for both current and future spending

  • You will have direct access to our founder, Jason J. Hamilton, a CERTIFIED FINANCIAL PLANNER™ professional who will serve as your trusted financial guide throughout retirement, providing expert advice and support whenever you need it.

  • Learn more about our Simple+ Financial Planning and Wealth Management here.

  • At Keep It Simple Financial Planning, we believe in a straightforward approach to our fees. We are a fee-only firm—no commissions, no kickbacks, no hidden charges. Your trust is paramount, and our fee structure reflects our commitment to transparency.

    Our Fee Philosophy:

    • Direct From You: Our only fees are paid directly by our clients, ensuring our advice remains unbiased and in your best interest.

    Our Fee Options:

    • Assets Under Management (AUM) Fee:

      • First $1,000,000: 1%

      • $1,000,001 - $5,000,000: 0.80%

      • $5,000,001 and above: 0.50%

    • If you prefer to manage your own accounts, we offer financial planning services for a flat fee.

      • To ensure we can deliver the highest level of service, our minimum annual fee for this service is $10,000, billed at $2,500 per quarter.

      • *An onboarding fee may apply

    Why Our Fee Structure Matters:

    • Clarity: You know exactly what you're paying for, with no surprises or hidden costs.

    • Alignment of Interests: Our fees are directly tied to the growth and management of your assets, aligning our success with yours.

    • Value for Your Investment: With a fee-only model, you receive advice that's focused solely on enhancing your financial well-being, not on commissions.


    Choose Keep It Simple Financial Planning for a transparent, client-first approach to your financial planning. Our fees are clear, fair, and reflect our dedication to your retirement success.

    Learn more about why fee-only financial advising is in your best interest.

  • Learn about our process here.

  • Our journey begins with our Retirement Vision Discovery call. This is a complimentary meeting to help you get clarity on your current financial standing. Schedule your call here.

By enrolling in our Simple+ service, you can enjoy the confidence that comes with knowing your financial future is in capable hands, allowing you to focus on what matters most - enjoying your retirement years to the fullest.